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Planning tools

Free Retirement Calculators

Work out how much you need to retire, how much you can safely withdraw each year, and where in the world that monthly income goes furthest. Free, no signup, instant results.

Retirement Savings Calculator

Enter your current savings, yearly contributions and expected return to project your nest egg at retirement, your after-tax monthly income, and any shortfall against the income you want. You can include home equity in the total.

Plan your future

Retirement Calculator

Project your nest egg, sustainable monthly income, and whether you're on track.

All amounts are shown in USD.

Your inputs

About You

yrs
yrs
yrs

Current Savings & Contributions

$
$

Assumptions

%
%
%
%

Real Estate

$
$
%

Retirement Goal

$

Your results appear here

Fill in your details on the left, then press Calculate My Retirement — it takes under two minutes.

Estimates only. Assumes constant contributions and returns; actual results will vary.

Withdrawal Strategy Calculator

Test the 4% rule and other withdrawal rates against inflation, investment returns and tax to see how long your savings last and what you actually keep each year.

Spend with confidence

Retirement Withdrawal Calculator

See how long your nest egg will last given your monthly spending, investment return, and taxes.

All amounts are shown in USD.

Your inputs

Your Nest Egg

$

Withdrawal Plan

$
yrs

Assumptions

%
%

Ready when you are

Fill in your details, then press the Calculate button to see your results.

Estimates only. Returns are assumed constant; withdrawals are not adjusted for inflation.

Match your budget to a country

Once you know your monthly retirement income, the Destination Matcher ranks 100+ countries you can afford, and each country page covers cost of living, visas, healthcare and taxes for retirees.

Educational estimates — not financial advice. Always consult a qualified professional before making retirement, relocation, or investment decisions.