How much do I need to retire?
Add your savings, contributions, retirement age and expected return to estimate your nest egg and after-tax monthly income.
Calculate how much you may need Back to homePlanning tools
Free Retirement Calculators
Work out how much you need to retire, how much you can safely withdraw each year, and where in the world that monthly income goes furthest. Free, no signup, instant results.
Retirement Savings Calculator
Enter your current savings, yearly contributions and expected return to project your nest egg at retirement, your after-tax monthly income, and any shortfall against the income you want. You can include home equity in the total.
Plan your future
Retirement Calculator
Project your nest egg, sustainable monthly income, and whether you're on track.
All amounts are shown in USD.
Your inputs
About You
yrs
yrs
yrs
Current Savings & Contributions
$
$
Assumptions
%
%
%
%
Real Estate
$
$
%
Retirement Goal
$
Your results appear here
Fill in your details on the left, then press Calculate My Retirement — it takes under two minutes.
Estimates only. Assumes constant contributions and returns; actual results will vary.
Withdrawal Strategy Calculator
Test the 4% rule and other withdrawal rates against inflation, investment returns and tax to see how long your savings last and what you actually keep each year.
Spend with confidence
Retirement Withdrawal Calculator
See how long your nest egg will last given your monthly spending, investment return, and taxes.
All amounts are shown in USD.
Your inputs
Your Nest Egg
$
Withdrawal Plan
$
yrs
Assumptions
%
%
Ready when you are
Fill in your details, then press the Calculate button to see your results.
Estimates only. Returns are assumed constant; withdrawals are not adjusted for inflation.
Retirement calculator questions, answered
How long will my retirement savings last?
Compare withdrawal rates and investment returns to see an annual projection of your remaining balance.
Test how long your savings may lastWhere can I retire on my monthly income?
Send your calculated monthly income to the Destination Matcher and compare affordable countries, living costs, visas and taxes.
Compare places to retirePopular retirement destination guides
Compare detailed budgets, retirement visas, healthcare and tax information after you calculate your monthly income.
Match your budget to a country
Once you know your monthly retirement income, the Destination Matcher ranks 100+ countries you can afford, and each country page covers cost of living, visas, healthcare and taxes for retirees.
Educational estimates — not financial advice. Always consult a qualified professional before making retirement, relocation, or investment decisions.